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FD leaders move to secure flood insurance

City must adopt new maps to maintain program eligibility

October 10, 2012
By BILL SHEA ( , Messenger News

Homeowners, renters and business owners in Fort Dodge would remain eligible for the National Flood Insurance Program thanks to a measure now being considered by city officials.

The measure is based on new floodplain maps recently prepared by the Iowa Department of Natural Resources and the Federal Emergency Management Agency. The new maps replace ones created in 1976.

The latest maps can be viewed at

The entire community would lose its eligibility for the insurance program if the new maps and an accompanying ordinance are not adopted, according to Angela Torres, the associate city planner.

Among other things, the ordinance describes how construction must be done in a floodplain.

Torres said Tuesday that the ordinance must be adopted by the city and approved by both the Department of Natural Resources and the Federal Emergency Management Agency by Dec. 4. She added that state officials have looked at the Fort Dodge proposal and have given it preliminary approval.

The city's Plan and Zoning Commission voted Tuesday to recommend that the City Council adopt the new floodplain maps and ordinance. Commission member Denny Crimmins was absent from the otherwise unanimous vote.

The National Flood Insurance Program is vital to many property owners because homeowners insurance policies do not cover the cost of making repairs and replacing property following a flood.

In an unrelated matter, the commission recommended the acceptance of voluntary annexation agreements with two property owners in Webster County who want to be connected to the city's water system.

The properties on Parker Drive west of the city will not be annexed now, according to Stephanie Houk Sheetz, the senior city planner. She said by signing the agreements, the property owners are stating that they will not object to having their land annexed into the city in the future.

The agreements are with Terry and Linda Parker of 2042 Parker Drive, and Nathaniel and Alicia Keeler, of 2044 Parker Drive.

Houk Sheetz said the property owners will pay for installing the water lines and they will also pay a higher water rate than city residents.



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